Storm season in Australia generally runs from September through to March, however a storm can hit at any time and can cause significant damage. It’s worth taking a few simple steps to make sure that yourself, your staff and your business are protected with whatever comes our way during this…
Cyber-attacks remain a real risk to individuals and organisations. With digitisation in the modern world, cyber events can happen to any business, even to small-scale ones. And given the type of sensitive personal information salons collect from their clients, this exposes salons as a target for cyber attackers, the beauty…
Operating your business as a cosmetic nurse providing injectable treatments involves having a clear understanding of the industry and the risks involved. As a cosmetic injector you need to also understand the types of insurance available to you, why you need it and what it is protecting you from…
Preventing claims not only helps keep premiums reasonable, it helps to avoid significant emotional and financial stress on you and your business. It is mostly important to identify specific types of internal risk and external risk and develop policies and procedures unique to your business practices to help prevent unfortunate…
As one of the beauty business owners in Australia, you ultimately aim to make clients look and feel great through a range of your hair and beauty services. However, you could encounter unprecedented business interruption beyond your control.
This is why you need insurance designed to protect your business from…
Receiving professional indemnity claims from clients is a stressful situation for business owners. But sometimes, the experience becomes more harrowing when problems arise with the insurance providers. Misunderstandings and errors can cause the insured to suffer from more losses.
If you are a beauty business owner, you must be well-informed…
Whether you’re just starting your cosmetic tattoo business, have an established career in the beauty industry or have been employed by somebody else, Sparrow Insurance have put together this essential checklist so you are informed about what important elements your cosmetic tattoo insurance policy should include…
“Do I need insurance?” is one of the most commonly asked questions we receive. The simple answer is yes. As a Cosmetic Nurse performing cosmetic procedures, you need to understand why you need it, what it is protecting you from…
Running a business carries risks no matter what business activities it does. One thing that even small business owners would not want to face is having to pay for legal costs due to claims of accidents and property damage. Because you interact physically with your clients, it becomes important to…
Storm season in Australia generally runs from September through to March, however a storm can hit at any time and can cause significant damage. It’s worth taking a few simple steps to make sure that yourself, your staff and your business are protected with whatever comes our way during this…
Cyber-attacks remain a real risk to individuals and organisations. With digitisation in the modern world, cyber events can happen to any business, even to small-scale ones. And given the type of sensitive personal information salons collect from their clients, this exposes salons as a target for cyber attackers, the beauty…
Operating your business as a cosmetic nurse providing injectable treatments involves having a clear understanding of the industry and the risks involved. As a cosmetic injector you need to also understand the types of insurance available to you, why you need it and what it is protecting you from…
Preventing claims not only helps keep premiums reasonable, it helps to avoid significant emotional and financial stress on you and your business. It is mostly important to identify specific types of internal risk and external risk and develop policies and procedures unique to your business practices to help prevent unfortunate…
As one of the beauty business owners in Australia, you ultimately aim to make clients look and feel great through a range of your hair and beauty services. However, you could encounter unprecedented business interruption beyond your control.
This is why you need insurance designed to protect your business from…
Receiving professional indemnity claims from clients is a stressful situation for business owners. But sometimes, the experience becomes more harrowing when problems arise with the insurance providers. Misunderstandings and errors can cause the insured to suffer from more losses.
If you are a beauty business owner, you must be well-informed…
Whether you’re just starting your cosmetic tattoo business, have an established career in the beauty industry or have been employed by somebody else, Sparrow Insurance have put together this essential checklist so you are informed about what important elements your cosmetic tattoo insurance policy should include…
“Do I need insurance?” is one of the most commonly asked questions we receive. The simple answer is yes. As a Cosmetic Nurse performing cosmetic procedures, you need to understand why you need it, what it is protecting you from…
Running a business carries risks no matter what business activities it does. One thing that even small business owners would not want to face is having to pay for legal costs due to claims of accidents and property damage. Because you interact physically with your clients, it becomes important to…
Most professionals and business owners in the cosmetic, wellness and beauty industry are under-insured
General Advice Warning
This advice has been prepared without taking into account the client's objectives, financial situation or needs.
Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).
If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.
Copyright 2022 © Sparrow Insurance Co. Pty Ltd. - an Authorised Representative (No. 001285344) of EBN Holdings Pty Ltd ABN 24 635 396 306 AFSL 518220
