Other Insurance Offers for Added Protection
As an Acupuncturist, taking advantage of other insurance products and policies or coverage to add to your professional indemnity/ medical malpractice insurance offers more protection for your profession.
Workers Compensation
Workers’ compensation is vital to help cover costs related to an injured employee during business hours. Like professional indemnity insurance, workers compensation may be mandatory for your profession. It’s best to get more information from your local state.
Cyber Insurance
If you maintain a website, digital patient records or personal information, especially online, you are at risk of a data breach. This policy covers you from data theft.
Personal Accident and Illness Insurance
This insurance is for every individual who is taking the time to recover from an injury or illness and unable to work.
Tax Audit Insurance
Whether you run a small or large business or work as a contractor. This business insurance will cover you for tax auditing by the ATO.
Business Insurance
This protects your business, covering equipment and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider Business interruption, for the potential loss of income, under certain sections of the business policy.
Management Liability
is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.
