Insurance for Cleaners
in Australia

Keep your business protected and be ready for anything

Insurance for Cleaners

As a commercial or domestic cleaner, you provide service to people. Even for a sole trader or small business in Australia, we recommend you protect yourself from the consequences of an accident. If at one time, a client or a visitor of the client is injured from slipping on a wet floor, you can rely on cleaners public liability insurance.

You can get income protection to cover your cleaning business assets with help from Sparrow Insurance.

What insurance do cleaners need?

Since you work in public spaces, you are liable for anything that takes place in that space, especially property damage. In general, your cleaning business needs to be covered by cleaners insurance with at least public and products liability, public liability insurance, PI Insurance and business insurance.

Public Liability Insurance

Your cleaning business provides a service. Public liability insurance policy keeps you covered for injuries such as trips and falls and property damage. If the business accidentally stained an expensive carpet in an office while cleaning, public liability insurance could possibly cover this item’s repair or replacement.

Business Insurance

This policy will cover the cleaning equipment you use for work. Business insurance can help you repair or replace your stolen or damaged equipment so that you can continue with your business operation.

Other Cleaners' Insurance Products for Additional Protection

Your cleaning business could be exposed to even more risks not only injury or damage to property. So on top of public liability and business insurance cover, you may need another insurance product.

Cyber Insurance

You probably keep digital records of your customers. Cover is available for a data breach. Cyber insurance policies work as a cover for data loss or theft when someone breaks into your network and accesses vital information.

Management Liability

Is specifically for private companies and covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit and statutory fines and penalties.

Tax Audit Insurance

Whether you run a personal, small or large business or work as a cleaning contractor, this insurance will cover your business for tax auditing by the ATO.

Workers Compensation

Workers’ compensation may be a legal requirement for all businesses in Australia to cover their staff and contractors in the event of an accident.

Commercial Motor

In conducting your business, you use a vehicle to move from one place to another, carrying personal equipment and cleaning products with you. Your vehicle can expose you to other potential risks.

Personal Accident and Illness Insurance

This insurance is for everyone who is taking the time to recover from an injury or illness and unable to work.

Why cleaners need policies

In general, as cleaners rendering services in commercial or domestic spaces, you must know your risks:

Why choose Sparrow Insurance

It will take time to compare business insurance information when you want to get a policy quote.

However, Sparrow Insurance could make obtaining insurance easy for you.

To make sure of your protection. Get a quote now!

FAQs

1. How much does cleaning insurance cost?

The cost will depend on your business type and size. Consider getting business insurance and public liability to cover you at least.

2. Why should I use an insurance broker?

An insurance broker will help you assess and manage your risk and give advice on solutions to cover your needs. They can arrange, acquire, and maintain a policy for you.

General Advice Warning

This advice has been prepared without taking into account the client's objectives, financial situation or needs.

Because of that, before acting on the above advice, the client should consider its appropriateness (having regard to their objectives, needs and financial situation).

If the advice is related to the acquisition of an insurance contract, the client should obtain a Product Disclosure Statement relating to the product before deciding whether to acquire it.